NYM Federal Credit Union 501 Sixth Street, Suite 2E/2F
Brooklyn, NY 11215
8:30 am to 3:30 pm
8:30 am to 3:30 pm
7:30 am to 3:00 pm
8:00 am to 5:00 pm
8:30 am to 12:00 pm
CREDIT UNION PRIVACY NOTICE
NYM Federal Credit Union is owned by its members and run by a board
of directors you elect. You can be confident that your financial
privacy is a top priority of this credit union. We are required
by law to give you this privacy notice to explain how we collect,
use and safeguard your personal financial information.
We are committed to providing you with competitive
products and services to meet your financial needs, which necessitates
that we share information about you to complete our transactions
and to provide you with certain financial opportunities. In order
to do so, we have entered into agreements with other companies that
provide either services to us or additional financial products for
you to consider.
Information We Collect and Disclose About
We collect the following nonpublic personal
information about you from a variety of sources and may disclose
all the information we collect to companies that perform marketing
services on our behalf or to other financial institutions with whom
we make joint marketing agreements.
From membership and loan
applications and other forms, we obtain information such as
name, address, social security number and income.
From your transactions with us or other
companies that work closely with us to provide you with financial
products and services, we obtain information such as your account
balances, payment history, parties to transactions, and credit
reporting agencies, we obtain information such as your creditworthiness
and credit history.
From verifications of information you
provide on applications and other forms, we obtain information
from current or past employers, and other financial institutions
and other sources listed on the application.
We may also disclose information we collect about you under
other circumstances as permitted or required by law. These
disclosures typically include information to process transactions
on your behalf, conduct the operations of our Credit Union,
follow your instructions as you authorize, or protect the
security of our financial records. If you terminate your
membership with NYM Federal Credit Union, we will not share
information we have collected about you, except as permitted
or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information
about your to those employees who have a specific business purpose
in utilizing your data. Our employees are trained in the importance
of maintaining confidentiality and member privacy. We maintain physical,
electronic, and procedural safeguards that comply with federal regulations
and leading industry practices to safeguard your nonpublic personal
NYM FEDERAL CREDIT UNION
ONLINE PRIVACY / SECURITY NOTICE
ONLINE SECURITY STATEMENT
NYM Federal Credit Union is committed to making
sure that your online banking is safe and secure. If you use a form
on our website to inquire about our products and services we may
require you to complete a form or application with information,
such as your name, address, telephone number and/or e-mail address.
We have taken the steps necessary to safeguard such information
you transmit to us. Personal information should not be sent to us
In order to provide better Service, we may
occasionally use a "cookie". A cookie is a way for web
sites to recognize whether or not you have visited the site before.
It is a piece of data given to a browser by a web server, so that
the browser will hand it back to the server on subsequent visits.
Recording a cookie at such points makes your online experience easier
and more personalized. Although there has been some debate over
the privacy implications of cookies, they do not read your hard
drive nor can they be used to reveal anything about you that you
have not already explicitly revealed. You can set up your web browser
to inform you when cookies are set or to prevent cookies from being
LINKING TO OTHER SITES
If you choose to link to other Internet
sites it is at your own risk. We are not responsible for the privacy
or security of third party sites hyperlinked from this web site,
nor do we make any endorsement or warranties, express or implied,
with respect to the content of third party web sites or the products
or services offered on any third party web sites. We also do not
warrant or represent that any third party site does not contain
any viruses or other contamination.
The Federal Trade Commission's web site contains important information
about protecting yourself from identity theft and fraud.